You may not own a home and your landlord may have insured the building. However, you still need to protect your belongings from theft, fire or any other damage whether you are at home or away.

Rental property insurance, like any other kind of insurance, should be well researched before you buy it. Some companies offer policies at rates that sound unbelievable. The problem is, if it sounds too good to be true, it usually is. After securing that "unbelievable" insurance deal, people often discover that they weren't covered for their losses.

So when you get renters insurance, make sure that the company has a good reputation and that the specifics of the agreement are outlined in the contract. Don't just take the company's word that something is included in the agreement. Make sure that it is in writing and that you have a copy of the contract.

For more details, call us at (201) 384 4800.